Terms of Use
Last Updated: 4/29/2026
1. Acceptance of Terms
Welcome to 525longtermcare.com, a website owned and operated by 525 Advisors LLC (“525 Advisors,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use this website.
These Terms apply to all visitors, users, and others who access the website.
2. About This Website
525longtermcare.com is an educational and marketing website for long-term care insurance planning and advisory services. We do not endorse or represent any one specific insurance company or product. The information provided on this site is for general educational and informational purposes only and does not constitute insurance, financial, legal, or medical advice.
3. Use of This Website
You agree to use this website only for lawful purposes and in a manner consistent with all applicable laws and regulations. You agree not to:
- Use the site in any way that violates applicable local, state, national, or international law or regulation
- Transmit any unsolicited or unauthorized advertising or promotional material
- Attempt to gain unauthorized access to any part of the website or its related systems
- Reproduce, duplicate, copy, or resell any portion of this website without our express written permission
4. No Professional Advice Disclaimer
The content on this website is provided for general informational and educational purposes only. Nothing on this site constitutes professional insurance, financial, tax, or legal advice. You should consult a licensed professional before making any insurance or financial decisions. 525 Advisors LLC is an insurance advisory and marketing firm and is not a healthcare provider.
5. Third-Party Links
This website may contain links to third-party websites. These links are provided for your convenience only. 525 Advisors LLC has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
6. Intellectual Property
All content on this website — including text, graphics, logos, images, and software — is the property of 525 Advisors LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without our express written permission.
7. SMS / Text Messaging Consent and Communications
7.1 Program Description
By providing your mobile telephone number and submitting a contact form or otherwise opting in to receive text messages from us, you consent to receive recurring text messages from 525 Advisors LLC (text message sender name: “525 Advisors”) to the mobile number you provide. Message types may include:
- Service/Informational messages: Appointment reminders, consultation confirmations, follow-up messages regarding your inquiry, responses to your contact form submissions, and informational messages about long-term care planning resources.
- Marketing/Promotional messages (separate consent required): Promotional communications about long-term care insurance planning services, educational events, and special offers from 525 Advisors LLC.
7.2 Dual Consent
Service/transactional text messages and marketing/promotional text messages require separate consent. Your consent to receive service messages does not automatically enroll you in marketing messages, and vice versa. Each consent category is collected separately on our contact and opt-in forms.
7.3 Consent Is Not Required for Purchase
You are not required to consent to receive text messages as a condition of purchasing any service or product from 525 Advisors LLC.
7.4 Message Frequency
Message frequency varies based on your interactions with us and the nature of your inquiry. You may receive up to [insert approximate frequency, e.g., 4–8] messages per month depending on your consent selections and the status of your inquiry or engagement with our advisory services.
7.5 Message and Data Rates
Msg & data rates may apply. Standard message and data rates charged by your mobile carrier may apply to messages sent and received. 525 Advisors LLC is not responsible for any charges assessed by your mobile carrier.
7.6 How to Opt Out
You may opt out of receiving text messages from us at any time by replying to any text message with any of the following keywords:
STOP, CANCEL, UNSUBSCRIBE, QUIT, END
After we receive your opt-out request, we will send you a one-time confirmation message confirming your unsubscription. You will then receive no further text messages from us for the program(s) you opted out of, except as required by law. Per FCC rules, opt-out requests will be processed within 10 business days.
To re-subscribe after opting out, follow the opt-in instructions on our website or contact us directly.
7.7 How to Get Help
Reply HELP to any text message from us to receive help information, including our contact information. You may also contact us at:
- Email: [Insert contact email]
- Phone: [Insert phone number]
- Website:https://www.525longtermcare.com/contact
7.8 Your Mobile Number
Your mobile phone number will not be sold, shared, or transferred to any third party for their own marketing purposes without your prior written consent. Mobile information, including opt-in consent and your mobile number, will not be shared with any third parties or affiliates for marketing or promotional purposes. All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
7.9 Supported Carriers
Our text messaging program supports major U.S. carriers including AT&T, T-Mobile, Verizon, and others. Carrier support may vary.
7.10 Privacy
Text messaging consent and mobile phone number information is handled in accordance with our Privacy Policy.
7.11 Age Restriction
Our SMS messaging program is intended for users who are 18 years of age or older. By opting in to receive text messages from 525 Advisors LLC, you represent and warrant that you are at least 18 years of age. We do not knowingly send text messages to persons under the age of 18.
7.12 Carrier Liability
525 Advisors LLC and participating wireless carriers, including AT&T, T-Mobile, and Verizon, are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is not guaranteed. Carriers are not responsible for any messages that are lost, delayed, or otherwise not delivered due to network conditions, device compatibility, or factors outside their reasonable control.
8. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://www.525longtermcare.com/privacy-policy.
9. Disclaimer of Warranties
This website and all content, materials, and services provided through it are offered on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
525 Advisors LLC makes no warranty that the website will be error-free, uninterrupted, or free of viruses or other harmful components.
10. Limitation of Liability
To the fullest extent permitted by applicable law, 525 Advisors LLC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation lost profits, loss of data, or loss of goodwill, arising out of or in connection with your use of this website.
11. Indemnification
You agree to indemnify, defend, and hold harmless 525 Advisors LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to your use of this website or your violation of these Terms.
12. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions. Any dispute arising under or related to these Terms shall be resolved exclusively in the state or federal courts located in [Insert County, State].
13. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
14. Contact Us
If you have any questions about these Terms of Use, please contact us:
525 Advisors LLC : 525 Advisors LLC PO Box 1027 Duvall, WA 98019
Email: info@525advisors.com Phone: 888-825-1302 Website: https://www.525longtermcare.com/contact
© 2026 525 Advisors LLC. All rights reserved.