The Odds are Stacked Against You!
According to the US Department of Health and Human Services, once you reach the age of 65, there is a 70% chance you will use some form of long-term care during your life. In fact, long-term care is the largest single risk you face during your retirement years. Not only does it have the potential to be a devastating financial burden, it also can put a physical and emotional burden on the people you care about most.

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Cost for care can range from $25 per hour for an in-home health care worker to over $20,000 per month for a special memory or Alzheimer’s clinic. Because of the growing population of Baby Boomers, long-term care costs are expected to outpace inflation for the foreseeable future. (Between now and 2032, nearly 10,000 people a day will turn 65)

Cognitive claims are the fastest growing area for long-term care and comprise over 40% of all new claims.

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