1. Where Do You Want Your Money To Go?

    One of the ongoing issues we see people struggle with is whether they have enough money to fund their own long-term care plan. It has been an ongoing claim from many advisors that if you have enough money, whatever that number is, you can simply pay for your own care and not worry about an insurance policy. But the real question should be, where do you want your money to go? Consider, every dolla…Read More

  2. Client of the Month – August 2015

    Leveraging Qualified Funds into Long-Term Care Husband 65 and wife 64 had a traditional long-term care policy in place that would pay them $200 a day for a period of 3 years. Their company stopped selling long-term care insurance in 2014 and raised the annual premiums to $6700 on our clients. Our Concern: Clients are facing increasing premiums in the years ahead. Because their current company no l…Read More

  3. Stinky Bologna: Long-Term Care Insurance rates will increase to the point where you can’t afford them in the future.

    You know the old saying, “If I had a dime for every time I’ve heard someone say that I’d be rich!” It seems like we hear this lot and the truth is, things have changed. There have been problems with rate increases for people with existing policies but most of those clients have plans with insurance companies who no longer accept new clients. This means the insurance company can only genera…Read More