1. Where Do You Want Your Money To Go?

    One of the ongoing issues we see people struggle with is whether they have enough money to fund their own long-term care plan. It has been an ongoing claim from many advisors that if you have enough money, whatever that number is, you can simply pay for your own care and not worry about an insurance policy. But the real question should be, where do you want your money to go? Consider, every dolla…Read More

  2. More Than a Remodel Required

    Most seniors say they want to age in place, meaning spend their final years in their own home. Yet, many fail to realize this dream because they failed to properly plan for the additional financial demands of aging in their own home. Much of the focus for aging in place is centered around making modifications to your home. Wider doorways, grab handles, new flooring and even ramps to eliminate stai…Read More

  3. What If You’re Lucky?

    One of the most common questions our clients ask is “What happens to our premiums if we never need long-term care?” In the past this was an easy answer….they’re gone. With traditional long-term care insurance plans, you are simply paying non-refundable premiums to mitigate the financial consequences of a perceived risk. It’s just like auto insurance or homeowners insurance in the sense …Read More