1. Client of the Month June 2016

    Husband 60 and Wife 57, deposit $157,425 into an Asset Based plan that provides each of them $8,329 per month of long-term care coverage with a lifetime benefit. This means each person can draw out up to the monthly benefit tax-free for as long as they need it. This asset based plan also provides a second to die death benefit of $277,646 which is payable to their estate or beneficiaries tax free i…Read More

  2. Client of the Month March 2016

    A Hybrid 20-pay with guaranteed level premiums gives them meaningful coverage! A 64 & 57 year old couple had long-term care policies but after reviewing them. They realized the policies did not have the coverage they were looking for and were worried about future rate increases. By utilizing a Hybrid plan, we were able to get them guaranteed level payments and we structured the plan to be paid…Read More

  3. Client of the Month January

    Female 62, State Partnership Program This client was worried about having to spend through her retirement savings should she end up in a long-term care situation. She was also greatly concerned about relying on Medicaid and wanted to remain in control of her care options as long as possible. We helped her select a traditional long-term care insurance plan with an initial monthly benefit of $5100.0…Read More