1. Myth: Long-Term Care Insurance rates will increase to the point where you can’t afford them in the future.

    You know the old saying, “If I had a dime for every time I’ve heard someone say that I’d be rich!” It seems like we hear this lot and the truth is, things have changed. There have been problems with rate increases for people with existing policies but most of those clients have plans with insurance companies who no longer accept new clients. This means the insurance company can only genera…Read More

  2. Myth: You can’t qualify for long-term care if you are over 60

    How about 63, 65, 72, 84? Pick a number as we have heard it all in our office. The truth is there is no advantage to waiting to get a long-term care plan as the younger you are the more options you will have and the more insurance you will get for the same investment. However, if you have waited, it doesn’t mean you should assume you are too old as new options are available. Today we have plans …Read More

  3. 5 Reasons We’re Passionate About Long-Term Care Planning

    We love to hear inspiring stories about how people find what they want to do in life and in business. It's even better when you can fulfill your passion through your business or work. So here are a few reasons we got into this business: 1. The top reason this business is what it is today is because Brian Ott (The Certified Long-Term Care Specialist) started looking into long-term care insurance fo…Read More