I already had a regular LTC policy (pay yearly premium), but was interested in learning more about asset-based/hybrid policies. I don’t recall how I came across 525 LTC, but I had excellent discussions with Brian Ott as he laid out the pros and cons of such policies, and basically showed me the numbers involved. I appreciated the fact that Brian clearly empathized with my situation – mother in nursing home with dementia, and my desire to plan ahead just in case – since, he, too, had to deal with a family member and long-term care. I initially hedged on an asset-based LTC policy since the upfront investment was larger than I was comfortable with. However, Brian searched and found one that better served my needs. It gives me great piece of mind, knowing that I am better prepared for the future and will not be a burden on family members.
Bruce B.
Brian and Madalyn are real professionals and they know their business. Their advice and recommendations were sound and they custom made an option that met