Long-Term Care Benefits that Never Run Out
Protect your loved ones and your assets with lifetime long-term care benefits.
Live your life without any fear of running out of coverage.
While most long-term care policies limit the amount of time they will pay a claim, these plans pay benefits as long as you and your partner need them.
In other words, lifetime benefits means exactly what it says – for life.
Also, these long-term care plans pay you back if you don’t use them. There’s no risk involved, only assurance for you and the people you love.
Here’s how it works.
Eligible adults between the ages of 35 and 80 can apply for long-term care with lifetime benefits. There are both individual and joint plans. (This is a very popular option for couples.)
1. Choose your monthly benefit level.
2. Decide how you want to fund your plan.
- Single deposit from cash or retirement accounts
- Multi-pay options (5, 10, or 20-year payment plans)
- Combination of deposit and multi-pay
- 1035 exchange from existing life insurance or an existing annuity
3. Know you will never run out of long-term care benefits.
- If you trigger a claim, your dedicated care team guides you and your family every step of the way to help manage your care.
- If you never use your plan, you get your money back tax-free.
- Plans are guaranteed not to go down in value.
- Plans have cash value and a tax-free death benefit.
- Care is ready when you need it. There’s a Zero Day Waiting Period for home care.
- Your plan covers care in all fifty states. It also covers Canada and includes limited international coverage.
