1. They Don’t Compete…They Protect

    Many financial advisors look at asset based long-term care plans as a financial product that competes with your financial investments. Otherwise, what is the rate of return the financial advisor can get on your money versus depositing it with the insurance company? The truth is, asset based long-term care plans are not like your other investments. Instead they are insurance products that guarantee…Read More

  2. The Cost Of Waiting

    The Cost of Waiting Here are some questions we get on a regular basis from people who are considering long-term care planning: Why do I need to get long-term care insurance today if I’m healthy? Why can’t I just wait so I don’t have to start paying premiums today? Won’t I save me money in the long run if I wait? This is a common train of thought for people and a valid line of questioning. …Read More

  3. It Takes Patience For An Approval

    People are often surprised by the process involved in putting a long-term care insurance plan in place and often wonder why it takes so long to get an approval.  Here is a quick review of what the process looks like. When you complete and application and apply for a long-term care insurance policy, the insurance company will go through an underwriting process which is the review of information re…Read More