Long Term Care Blog LTC Insurance | Long Term Care Planning

Why Setting Aside Assets Is Not the Answer

Personally, I have met with dozens of advisors including attorneys, CPA’s, financial advisors (fiduciaries) as well as clients themselves who believe the best way to

Client of the Month:Long-Term Care Savings Account in Action

Female 65 was looking for a way to protect her savings and retirement accounts from the high cost of a long-term care situation. She had

Long-Term Care $avings Accounts

Long-term care insurance is often thought of as an expensive, endless premium that goes up year after year and then one day, magically, your money

Two is Better than One, One is Better than None

Couples often apply for long-term care insurance together which is the right thing to do. We often assume one person is going to need care

Over 2k a Day, 82% Survive, Medicare Doesn’t Pay

Over 2,000 people a day have a stroke in the United States and the majority of them survive. Here is what the U.S. Centers for

Client of the month: Limited Pay, Asset Based, Lifetime Benefit

Husband 52 and Wife 50 wanted a long-term care plan that was paid for before they retired. They also wanted to make sure there was

He’s Your Uncle, Not Your Sugar Daddy

For some reason, the majority of Americans believe Uncle Sam is going to take care of them when they end up in a long-term care

Client of the Month

Husband (60) and wife (61) make and initial deposit of $102,000 into their asset based long-term care plan. This provides an initial death benefit of $202,140 which can

Eeni Meeni Miini Moh

Which child will you pick? Many people and many advisors simply think of long-term care situations as a financial problem. Rarely considered is the emotional