1. It Takes Patience For An Approval

    People are often surprised by the process involved in putting a long-term care insurance plan in place and often wonder why it takes so long to get an approval.  Here is a quick review of what the process looks like. When you complete and application and apply for a long-term care insurance policy, the insurance company will go through an underwriting process which is the review of information re…Read More

  2. Where Do You Want Your Money To Go?

    One of the ongoing issues we see people struggle with is whether they have enough money to fund their own long-term care plan. It has been an ongoing claim from many advisors that if you have enough money, whatever that number is, you can simply pay for your own care and not worry about an insurance policy. But the real question should be, where do you want your money to go? Consider, every dolla…Read More

  3. Room For One In The Life Boat

    What happens if you are in a situation where you or your spouse or partner can’t qualify for long-term care insurance? Often time’s couples will step back from the process and not get any insurance which is a dangerous move. The approach that should be taken is to make sure the healthy spouse has a very meaningful plan offering more coverage for an extended amount of time.  Consider this.  I…Read More