Long Term Care Blog LTC Insurance | Long Term Care Planning

Chronic Illness Riders vs. Long-Term Care Insurance

Many life insurance plans and annuities are competing with long-term care insurance by offering special riders attached to their policies that offer additional benefits. These

Client of the Month October 2015

84-year old male was worried about being a burden on his kids. He’s had Chronic Lymphatic Leukemia for the past 20 years, he takes no

Underwriting with No Medical Exams

Find out about the long term care insurance plans that require no Medical Exams… Many people think they may not qualify for long-term care insurance

Client of the Month September 2015

State Partnership Plan A 64 year old woman wanted to look into limiting the financial risk of a long term care situation. She was worried

Tips on Successful Referrals

Most of us like to refer our clients to other Trusted Advisors when we think it is appropriate and most of us do it the

Diabetes & Long-Term Care

Diabetes is becoming more common and more treatable. However, diabetes does lead to more risks that involve long-term care situations Diabetes can affect many parts

Medicaid Spend-Down Rules & How to Protect Additional Assets

In Washinton State, Medicaid Spend Downs rules allow an individual to keep the following assets but must get rid of anything in excess in order

How do Asset Based plans actually work?

They Work Like This: There are a variety of ways to fund a plan: Plans qualify for Tax Savings from Pension Protection Act Guarantees predictable

Difference between LTC Riders and a Qualified LTC Plan

Many Life Insurance policies and even Annuity Policies, have what are called Long-Term Care Riders. They also have other names for these riders, such as: